Household bills and subscriptions, UAE
Know before your bills and subscriptions change
Rasid is a bill and subscription tracker app for the UAE. It reminds you before DEWA, SEWA, du and Etisalat (e&) bills are due, and tells you when a subscription's price is going up.
Free in early access. iPhone first. No bank login.
Tracks bills, card statements and subscriptions from
You usually find out after you've paid
Bills change every month. Prices rise in a one-line email. Trials turn into charges. The only record is an inbox you don't read, so you notice once the money has gone.
“Why is DEWA so high this month?”
Summer cooling can move a bill a long way.
“When did this go up?”
Price rises arrive as a short email. Often the first sign is the new price on your statement.
“I thought I cancelled that”
A free trial ends on a Thursday and quietly becomes a monthly charge.
“Are we both paying for this?”
Two people, one home, the same service paid twice.
More of life is billed monthly, and less of it is watched
Software, TV, music, food delivery, even cars are now subscriptions. Each one is small. Together they add up, and nobody sends you one statement for all of it.
91%
of people in the UAE have at least one subscription.
Source: Adyen Index, UAE, 2024
1st of 17 markets
The UAE had the largest share (18%) of subscribers who left three subscriptions unused for six months.
Source: YouGov, 17 markets, 2024
£1.6bn
a year spent by UK consumers on subscriptions they no longer want. £573m of it is simply forgotten.
Sources: UK Department for Business and Trade, 2024 and its impact assessment, 2023
$86 guessed, $219 real
What people in the US guessed they spend on subscriptions each month, and what they really spend.
Source: C+R Research, US, 2022
In the UAE, bills move too
DEWA, SEWA, TAQA and Empower bills change with use. du and Etisalat (e&) bills can change from month to month.
Three kinds of money leave your account
Most trackers stop at the first one. In the UAE, the other two are where the bigger numbers are, and nobody is watching them.
Subscriptions
The ones you picked, and the trial you forgot.
Netflix Premium AED 71, ChatGPT Plus AED 80 and iCloud+ 2 TB AED 39.99 a month.
Utility bills
DEWA, SEWA, TAQA Distribution (ADDC), Empower, du and Etisalat (e&), read from the bill email each provider already sends you.
Card statements
Emirates NBD, Mashreq, ADCB, FAB, ADIB, RAKBANK and HSBC UAE. Rasid reads the total due, the minimum due and the payment date.
Five ways to bring your bills and subscriptions in
Connect Gmail and Rasid finds your bills and subscriptions by itself. No Gmail? Bring a spreadsheet, a PDF statement or a screenshot, or add one by hand.
Scan Gmail
Read-only. Rasid finds receipts, invoices and price notices, and you confirm each one before it's tracked.
Import a spreadsheet or a shared Google Sheet
Rasid reads .xlsx, .xls and .csv files, or a Google Sheet shared by link, and shows what it found first.
Upload a PDF statement
From a card statement of a supported UAE bank, Rasid reads the total due, the minimum due and the payment date.
Send a screenshot
A photo of a bill or a renewal email. If you can read the amount and the date, so can Rasid.
Add it by hand
Pick from popular UAE services and their plans. Choose Netflix Standard and AED 49 a month fills in for you.
A reminder three days before you pay
Rasid reminds you three days before a renewal, a trial's end or a bill's due date. When a provider emails a new price, you see both prices and the day it starts.
Free in early access. We only email you about Rasid.
Price change
YouTube Music's price is going up.
AED 28.99 → 31.99 a month from 10 Nov.
Renewal
Netflix renews on Thursday.
AED 49.00 on 22 Oct. Still loving it? You have 3 days to decide.
Bill due
Your DEWA bill is due on Tuesday.
AED 612.40 on 27 Oct. A good moment to pay it.
Three days is the default. You can move a subscription's reminder to the day itself, one day before or seven.
Every payment recorded, every price rise marked
Open any subscription or bill to see its whole history: every payment by year and a chart of recent charges. A price rise is marked with the old and new amounts.
What's next, at the top
The next renewal or due date, and how many days away it is.
Price rises, marked
A payment that cost more than the one before carries "Up from" and the old amount.
Bills against their average
A bill is shown next to the average of your last six, so a high month stands out.
Yearly plans in monthly terms
A yearly price also shows what it comes to each month.
Pay less for the same subscription
Rasid compares what you pay with that service's own plans and with real rivals in the same category. It never suggests swapping your music app for a film app.
The yearly plan
The same service, paid yearly instead of monthly.
A smaller plan
The next plan down, if it covers what you use.
A bundle
One plan that covers several things you pay for separately.
Paying twice
Two services doing one job, or one already included in a bundle you have.
Ask Rasid what's renewing and where to save
Type a question in plain words. Rasid answers from your own bills and subscriptions, in the currency you pay in, and shows the answer as cards you can open.
- What's renewing this week?
- How can I save money?
- Find subscriptions to cancel
Keep home, family and work bills apart
Put each bill and subscription in its own space, such as Personal, Family or Work. A work tool stays out of the household total.
Personal
The space every account starts with.
Family
The home's bills and shared subscriptions, together.
Work
Tools you expense, kept out of the family figures.
You're letting an app read your email, so here's what Rasid keeps
Rasid reads billing mail to find amounts and dates. It keeps those figures, not your emails. It never asks for a bank login.
Read-only
Rasid cannot send, change or delete a message. The Google permission it asks for doesn't allow it.
Figures, not emails
Rasid keeps amounts, dates and the sender's domain. It never stores an email's subject or body.
No bank login
Rasid never asks for a bank password, card number or OTP.
Yours to revoke
Disconnect in the app or in your Google account, and access stops.
Read the privacy policy.
Free in early access. iPhone first.
Questions about Rasid
What is Rasid?
Rasid is an iPhone app that tracks household bills and subscriptions in the UAE. It reads billing email from Gmail (read-only), spreadsheets, PDF statements and screenshots. It sends bill reminders and renewal reminders three days ahead by default, and flags price rises before they start. Rasid is free during early access.
Can Rasid read my personal email?
Rasid's Gmail access is read-only, and it searches only for billing mail: receipts, invoices, statements and price notices. Rasid can't send, delete or edit anything, and it never stores an email's subject or body. You can revoke access in your Google account at any time.
Does Rasid need my bank login?
No. Rasid never asks for a bank login, card number or OTP. It works from billing email, spreadsheets, PDF statements, screenshots and what you add by hand.
What does Rasid keep from my email?
From each billing email, Rasid keeps the sender's domain, the email's date and the facts it works out, such as amount, currency and due date. Rasid never stores an email's subject or body.
Does Rasid sell my data?
No. Rasid doesn't sell data to anyone, shows no ads and has no advertising partners. Read the privacy policy.
Which UAE bills does Rasid track?
Rasid tracks DEWA, SEWA, TAQA Distribution (ADDC), Empower, du and Etisalat (e&) bills, read from the billing email each provider already sends you.
Which banks' card statements does Rasid read?
Rasid reads credit card statements from Emirates NBD, Mashreq, ADCB, FAB, ADIB, RAKBANK and HSBC UAE. It takes the total due, the minimum due and the payment date, then reminds you before you need to pay.
How does Rasid know a price is going up?
When a provider, Apple or Google Play emails a new price with a start date, Rasid records the old price, the new price and the day it starts. Rasid tells you once, before the new price applies.
Do I need Gmail to use Rasid?
No. Rasid also works from spreadsheets (.xlsx, .xls, .csv or a Google Sheet shared by link), PDF statements, screenshots and what you add by hand.
Can Rasid cancel my subscriptions?
No. Rasid doesn't cancel for you. A subscription's page in Rasid shows how to cancel it with the provider, and when the next charge is, so you can cancel in time.
Does Rasid pay my bills?
No. Rasid reminds you what's due and when. Where a verified payment link exists, Rasid opens the provider's own page so you can pay there.
How is Rasid different from Rocket Money?
Rocket Money links US bank accounts, and its help centre says it is only available to users in the United States with US banks. Rasid needs no bank link. It reads billing email, UAE bills and UAE card statements.
Does Rasid work outside the UAE?
Rasid tracks subscriptions anywhere. Its bill and card statement support is built for UAE providers and banks.
How much does Rasid cost?
Rasid is free during early access. Before early access ends, we'll say clearly what changes and when.
Is Rasid on Android?
Not yet. Rasid launches on iPhone first. Join the waitlist to hear when Android opens.
Be first to know before you pay
Join the waitlist and get Rasid on iPhone as soon as early access opens. You'll be early enough for what you tell us to change what we build.
Free in early access. iPhone first. No bank login.
